Fintech & Banking

Technology built for Nigeria's financial system.
Not adapted. Built.

Nigeria's banks, fintechs, MFBs and payment processors operate under the most rigorous regulatory framework in Africa — CBN, NDPC, PCI DSS, NFIU. KorabTech builds systems that are compliant by architecture, not by accident. From core banking integrations to AI fraud detection, blockchain settlement to real-time KYC — every system we build knows the difference between a NIBSS call and a SEPA transfer.

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The Challenge

What we solve in Fintech & Banking.

Nigerian financial institutions are racing to digitise while navigating CBN circulars, NDPC data residency requirements and rising fraud. Most overseas firms do not understand that a core banking API call in Nigeria must account for USSD fallback, naira volatility and intermittent connectivity. KorabTech was built for this environment.
What We Build

Services for Fintech & Banking.

Technology built specifically for this sector — not generic services applied generically.

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AI Fraud Detection

Real-time ML scoring on every transaction. Trained on Nigerian fraud patterns — card cloning, BEC, SIM swap. Sub-100ms latency integrated into your existing CBS.

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Blockchain Payment Rails

On-chain settlement and reconciliation. Smart contracts that replace NIBSS batch windows with real-time clearing. SEC and CBN compliant.

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Mobile Banking App

Offline-first wallet and banking apps that work on 2G. Paystack and Flutterwave integrated. USSD fallback built in. iOS and Android.

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Core Banking Cloud Migration

Move off legacy on-premise CBS to AWS or Azure without downtime. DR architecture, 99.9% SLA, CBN business continuity compliance.

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Cybersecurity & SOC

CBN Cybersecurity Framework compliance. 24/7 SOC-as-a-Service. Pen testing for your internet banking and mobile app before CBN auditors do it.

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Regulatory Reporting BI

Automated NDIC, CBN and SEC reporting pipelines. Data warehouse that produces every regulatory return without manual extraction.

Use Cases

Real problems we solve.

What delivery actually looks like for Fintech & Banking clients in Nigeria.

01
Tier-2 Bank

AI fraud detection reducing card fraud losses by 60% while cutting false-positive blocks on legitimate transactions.

02
Microfinance Bank

CBN Cybersecurity Framework compliance achieved in 68 days across 40,000-customer MFB — 9 audit gaps remediated.

03
Digital Lender

Real-time credit scoring model using alternative data — airtime purchase history, utility payments, mobile money — for thin-file borrowers.

04
Fintech Startup

Full-stack mobile wallet: React Native app, Node.js backend, AWS infrastructure, Paystack integration — production in 10 weeks.